Dental Insurance FAQ
Navigating and understanding your various insurance policies can be confusing and frustrating. Typically, medical insurance is much harder to comprehend than dental insurance. Although we cannot speak on the specifics of your particular policy, there are a few basic tenants of dental insurance we can go over.
Dental Coverage of the Past
Did you know that medical insurance has been around since the 1920s? Just ten years later Blue Cross organizations began to develop, and since then insurance has become a prevalent topic in the media, at home, and across politics.
Although the first recorded mention of dentistry as a profession dates back to 4600 bc to an Egyptian scribe named Hesy-Rey, dental insurance is still quite new. You may be surprised to learn that dental coverage first started in the mid-sixties to the early seventies. While most forms of insurance have raised the cap on what they cover, dental insurance has not. To give you an example, in 1972 Delta Dental Insurance had a cap of a thousand dollars. As you might imagine, that amount went a long way. Today, the national average is still at a thousand dollars, but it does not cover what it did so many decades ago.
Terms to Know
Types of Dental Insurance Coverage
Categories of Insurance Plans
If you have insurance, your policy probably falls into one of the following categories:
We Will Work With You
No matter what your insurance plan covers or does not cover, be sure to read it carefully, and ask questions. At Grins and Giggles Family Dentistry we will do everything we can to work with you and your insurance company. Call us today at (509) 928-4746.